Great Tips About Practical Ways To Save Money

One of the most wisest and practical ways to save money on credit card interest is to is to call your credit card company and ask to lower the interest rate.

Here are some steps to help you get out of debt faster. First, write down the companies that you owe money too and then call each company.

When you pay your bills on time, you being a good customer most credit card companies will help you out. Do not take it personal if one or all of them says "no" they will not lower your interest rate. Keep in mind that getting your interest rate lowered is becuase you have been paying your bills on time.

Here is a quick skit on how to do this.

Step 1. You: Call the company you owe money too.

Step 2.Company Phone Rep Says: “Hello my name is ---- and thank you for calling the --- credit card company, how may I assist you today?”

Step 3. You Say: Hello Joe, my name is -----. I am requesting that the (credit card company name) lower my current interest rate. I have been a great customer and I pay my statement on time, every time the bill is due."

If the credit card company agrees and lowers your interest rate, you have just completed one of the most practical ways to save money. Those were easy steps right? Now go the key to success is to take action before you forget.

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